@ yeti sorry for my edits. westernunion is only mentioned, she could have also just withdrawn the money from her giro..
just read my last 3 lines of the prior post. i believe nothing has changed there (since 2009).....
Yeah, sorry, I just speed-read... The case is from 2006, so yes, that was before the change.
http://www.zahlungsverkehrsfragen.de/ueberweisung.htmlThese days if there is a fraud, the bank is not allowed to charge back, but they could successfully sue the launderer (although they may not be able to ever repay their debt). I have no actual recent case to support this, but it's in the BGB. So... yeah... it's pretty irreversible right now.