Are you not afraid of the risk of BTC will collapse? I do not dare to hold the BTC for a few dozen years, I can only hold them for a few months or a year, then convert to cash and use. The Crypto market can not predict what they will be and how they will be in the future.
I think When the first wave of mature pension plans, it is a low percentage of the entire RC market, it may not affect the price significantly. There will also be a constant flow of capital from the children, the ins and outs can balance.
IF everyone uses this RC for pension funds, gift blocks remain in demand, rather than RC market capital will be huge and the price can be relatively stable.