Where and how would you invest 1m dollars? What coins will you buy? Or will 
you just put them in Bank? 
you just put them in Bank? If I have 1m dollars I don't want to invest it all to crypto currency because crypto is too risky to invest in that big amount. Maybe I will invest 10% of my money and the remaining is I will put it in the bank because bank is 100% secure. Investing online is good if you have enough knowledge about it.