I see a few "ifs" that could stop this idea moving forward. First is that "Bitconfirm" would have to be a trusted company for the two parties involved, whomever they would be. Also, the banks would have to be knowledgeable to this activity and allow it. Yes, there are banks that allow data checks and such that are out there but dealing with crypto banks tend to be standoff-ish. Either way it's an intriguing idea for ways on converting crypto to fiat.