The ABLE project will create a solution to problems with traditional bank lending-deposit spreads, and nontransparent and centralized cryptocurrency financial services, basing the solution on the transparency and reliability of a blockchain system. The ABLE project is the cryptocurrency specific financial solution that provides cryptocurrency financial products through person to person loanmatching systems and decentralized exchanges. The ABLE project will create a platform that enables cryptocurrencybased financial activities to center around the ABLE account, emanating from the fact that banking activities are carried out primarily through bank accounts.