Agree.


However, I think the main drawbacks of hardware wallets are ignoring the private-keys backup problem. Private-key/secret-word loss is a larger risk than theft.

I think the best Bitcoin wallet practice should be a grass-root solution base on mobile phone platform.
And, with perfect security data backed-up which can resist bruce-force attack.

Then base on the decentralized key management mobile app, there will be third party provide multi signature api which can mix traditional access  control, such as device id, IP address, geographic location, the amount of funds.   

Combine these two aspects, I think this will be the future wallet.

Beside, BitKey wallet find the  NFC-XOR card solution which can take advantage of open cloud storage to back up private-keys and keeping perfect security.(https://bitkey.app/)