there are several factors but one of them that makes people reluctant or afraid to invest in bitcoin is the government ban to legalize bitcoin in the country, this makes people think hard to jump in bitcoin.
agreed, the factor that is still considered the biggest risk of this investment is the government ban on bitcoin investment. indeed the government does not prohibit it, but they have responded that it does not advocate bitcoin investment because of the very high risk of loss. but if we learn bitcoin first I think the risk of losses can be minimized.