There is many ways how you can see the actuall situations. For me its a great time to catch some perspective coins. There is a risk you are right, but to get some coins with this “discount” is same as to get them on ICOs. At the end of the day, everybody should just follow their feelings and strategies. One more advise: if you are not sure on what to do why not to go for small amounts, 10-20 percent of the money you are actually can afford to invest and then continue to invest as you get confidence in the market. Just don't panic, hopefully, the market will recover and I think it is only matter of time.