I think if you keep your money in crypto, there will be more risks than you have money in the bank. But if the market goes well, you will make a lot more profit than you can ever make from bank.
As for me, crypto is safer. Fist of all, no one is counting your money and asking where they come from. While doing transfer fee is lower, it is much faster and finally it is safer. Just have a good wallet, protect your computer, be a conscious user and everything will be ok.