I notice you are claiming to be a bank. Are you really, legally a bank? I don't see anything on your site to indicate that you are...

I'd like to see a page of legal speak which at least seems to indicate you know what you're doing and won't be shut down by the government for claiming to be a bank when you are not legally a bank.

At this point, you look like some guys who don't have a clue about the legal environment of banking and just decided to 'open a bank' as a business. If that is not the case, you really should have some more information available to indicate that.