The bankers are the ones that spread the pessimism.
They do not want us to have crypto because of the fact that they lose money on the commision. With crypto there is no commision for them.
Crypto is a huge threat to conventional money.
The way todays economy works is that you need banks and bank accounts ( for which you pay fees ) for everything, getting a job, a company or just being a student in collage.
Seems okey, for the XX century not XXi.
The way crypto works is that you have a transparent ( yet ID protected ) system, with little to no fees, and the transactions are done in an instant. No more hassle.