Some times I usually think of the reason people are afraid of investing in cryptocurrency, despite the its value and durability, cryptocurrency is a standards investment that will always give the investor the chance of becoming a millionaire due to its appreciative nature, people fail to understand the fact behind cryptocurrency investment, most times the people trying to invest may not have a maximum knowledge of cryptocurrency.
I think there are many reasons why people are afraid to invest with cryptocurrency. may be one of them because the nature of cryptocurrency is fluctuating, the price every day can rise and also down. and the possibility of people who are afraid to invest in cryptocurrency, because they consider cryptocurrency like gambling. maybe also because they do not understand about cryptocurrency, as you say. they do not have the maximum knowledge of cryptocurrency. and there may be many more reasons why they are afraid to invest.