Hi. I examined both website and whitepaper. Blockchain.io is really a great project. Team, advisors and partners seems good at their work and have knowledge about blockchain and cryptocurrencies. The Internet of Value is a brilliant idea. I think the most important thing that fixing crpto exchanges’ problems will be helpful for everyone. Hackers always try to break crypto exchanges and  they will not stop this in the future. This becomes the worst thing in crypto world. Both exchanges and users are losing their money directly or indirectly. The reliability of exchanges is questioned; users start to not to trust crypto world. Also this exchanges’ hackings affect the bitcoin and other coins prices. It is really frustrating even for users, who never used a hacked exchange, lost their money because of coins prices go down. In this point I believe Blockchain.io will solve these problems, I think holding cryptocurrencies in cold wallets is the main solution. The requirement to access cold wallets with multiple signatures; splitting of private keys and holding them in a number of different vaults in multiple locations will be a permanent and powerful solution.  I wish Blockchain.io will change this world in a good way. Good luck for everyone to participate this project!