EOS is probably the most centralized crypto that exists. Even more than Ripple . They even banned some addresses for apparently scamming. It works like a bank, they could take your money if they waned to. I would stay away from it.
I knew EOS was centralized as hell, but banning addresses? Now that's next level LOL. EOS has so many red flags to begin with that I really don't know why people invest in it.
Also..
Article XV Termination of Agreement: A Member is automatically released from all revocable obligations under this Constitution 3 years after the last transaction signed by that Member is incorporated into the blockchain. After 3 years of inactivity an account may be put up for auction and the proceeds distributed to all Members according to the system contract provisions then in effect for such redistribution.