so far this is very risky for the beginner because they lack of knowledge and details about on how to get good bounty, nowadays lots of campaign and bounty is going to irresponsible because of their manager many scum are now seen so this is not a good time for those who didn't knew how to ride on this kind of situation..
The risk to invest is always there. So we do not control here. Better to just be careful because if we invest more its very risky. If you want to invest you should not invest all your money you should invest in small amounts to avoid consuming all what you have. So simply be always careful to invest.
I am totally agree with you, you should be ready to lose your investment funds or see them going down by 50% and stay calm. But high risk means also high reward and profits for the investors.