I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
IMHO
spend it on real objects or people you love, share it, do not let it rot, buy things it simulates the economy everyone wins
if btc or usd crash you have objects you can use now, There is no point to save unless you are saving for a specified cause in which case if you have the funds you should be buying what you need for it and let letting it sit there and go to waste.