I agree. Bitcoin isn't going anywhere, but I think there's a huge barrier to mass adoption: price volatility. And I think that opens the perfect market for stablecoins like Havven. My dream is to buy coffee with a stablecoin and not make the mistake like the bitcoin pizza guy lol. Thoughts?
stable coins which are 1:1 on par with a fiat are not treated as 'virtual currencies' but treated as 'e-money' which requires not just a MSB licence.. but an actual bankers licence.
good luck to them but if you see any coin exchange offering a stable coin ICO, and its not banker licenced. expect trouble