I feel keeping our coins in exchanges, mininize the risk of loosing our coins to wallet hackers.
Exchange is more riskier than having your own crypto wallet because exchange is not designed to keep your cryto asset. Learn from the mistakes of others. Many exchange hacked and they didn't refund their funds.
yeah too many clasicall hacked stories, there are too many victims too
i suggest you to buy hardware wallet, it's the safest wallet in crypto world
i agree with u sir, best protection is save it to your physical wallet and backup your private key just in case something wrong