I can say that the factors who scare people in investing into bitcoin will varies on the state of financial, mind and even the time and effort. Yes people have different characteristics which really give a big impact on how he or she will run in investing. Surely if the resources such as financial is limited only this will give a huge scare for them because they will surely be scared that if their investment here will not work out they will lose everything to them. In the case of time and effort this is a minimal factor which only a factor to those who are lazy investors that only wants to get their profit and not inserting time and effort.