The rule that only accredited investors, which means people who are already wealthy, are allowed to participate in certain ICOs is senseless imo. It's like saying "YOU'RE NOT WEALTHY YET, SO YOU'RE NOT ALLOWED TO BE WEALTHY." Stupid society, with obsolete rules, we're living in.
Disclaimer: I'm not a US citizen, and I've not read that law
Everyone can be very wealthy on cryptocurrency and for those people who are investing a huge amount today, they have an assurance to be rich in the future because bitcoins price is keep on growing.