Commonly, we are mistaken in terms of spending our money in a non sense thing. We always buy a dead investment just like luxury materials, cars, gadgets and etc. If we can budget our own income adn we utilize our expenses, then there is a chance that it will grow. If we divide our income in a good manner, we can save a lot. Spend our money in our necessities and not with our preferences, invest and don't waste money for cool stuff.