Hi, I would love to hear your input on this.
As I see it, we need crypto wallets installed on every phone possible to ensure the readiness of everyday payment with crypto assets. Once customers are ready to pay, the stores will follow.
At least three things needs to happen:
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While i believe that you are right on the money with #1 and #2, i believe #3 should be less of a priority compared to the ability of users to send and receive crypto assets without transaction costs. If users have the ability to stay liquid with their crypto funds in a way that does not cost them fees (that eventually add up), I believe that in itself will already be a big step from the traditional banking system.