SmartPesa is developing Credible, a new Blockchain network to address the funding gap by providing a distributed infrastructure to share EM SMEs data. It is the only global distributed ledger to store identity, financial and transactional data on the Blockchain and to provide
comprehensive credit scoring for lending activities. The new Blockchain enables SmartPesa and the community to innovate with: Artificial Intelligence, algorithm-driven credit scoring, big data analytics, graphing, transaction and loan
analytics and Banking APIs.