according to this, if Yes you are right it is quite complicated to tell people what is cryptocurrency now. Every generation gets smarter so they have to force their brains to understand how it works and also they can get good skills to earn money. and they can learn many things related to cryptocurrency.
Yes it is true the present generation with the former is very different, now everyone is certainly more capable in thinking, and of course this cryptocurrency makes them smarter, because indirectly crypto world teaches about creativity and intelligence in getting results