Never had a problem with mdayonliner either, but I can see where hilariousandco is coming from. People who come to bitcointalk and try to make a splash early have a history of not turning out to be what they appear--I'm not accusing him of anything, but the escrow thing to a trained bitcointalk cynic looks like a great exit scam. My impression is that mdayonliner is looking to do a lot of business here but doesn't yet have the trust reputation for what he's trying to do.
By the way, reporting anything but obvious merit abuse at this point is almost a waste of time, because it has to be really blatant and obvious for anyone to consider acting on it. I'd also point out that coming here and immediately busting scams doesn't necessarily make a person trusted--it's a good thing, yes, but it's not an indicator of whether someone can actually be trusted not to scam themselves.
I think I was here 1.5 years before I got my first trust from someone on DT. I'd done a few deals with PayPal and hadn't scammed, and I was otherwise engaged in the community. So what I'm saying is that it takes time here, and if you try to do things too quickly it can look suspicious.
I don't like your trust and I'm glad you agree with me. Sorry but it's the truth, it looks to me like you have done similar to mday, he offers a lending service, you have your signature and I'm not sure you've done any trades (probably why your trust has stayed). I assume if you start trading your trust from some users might be reconsidered, busting scams is a great thing but I don't think you should get a positive trust from it as you haven't done any trades to gain it.
@mdayonliner, there are a lot of people that wouldn't be trusted with 20
BTC I doubt I would without something like 4/5 multisig or something like that but someone shouldn't get negative trust for offering a service and not actually scamming if the scan isn't obvious at the start of the service when it is offered.