That is right and is something I have been of the view. One should only invest the money that is simply not needed in the near future. Such an investment in crypto will not make panic and chaos and will rather enable you to hold the portfolio for long. The long term is preferred over short term because in the long term, getting a good portion of rise in the values of crypto is the ultimate quest. Since we do not have a perfect trading market, we might not earn as much in day trading as one can in long term investment.