Credible puts the token at the heart of the ecosystem with both demand (requestors) and supply (data providers) participating actively in the token exchange. All transactions across Credible take place in SmartPesa Credible Tokens (PESA). Merchants receive Tokens from 3rd parties for accessing their data. Merchants pay Tokens to Verifiers for attestation, and pledge tokens as collateral for loans. Investors can Buy and Sell Tokens through SmartPesa CryptoATM at their nearest Merchant.