Ripple centralized, it is contradicts the sole nature of cryptocurrencies. It's a currency to be used between banks not for us. That's why I can say, what I dislike Ripple.
Even the bank doesn't have any intention to use the ripple coin. They have stated in so many times if the banks only interested to use ripple blockchain and we can say good bye to the ripple coin because that's a crap coin and centralized security coin. Ripple is a centralized fail in the future.