Crypto is here and now, but i don't think it will be the "future of money". By saying "future of money" you're implying that money as it is now would become obsolete and would all be replaced by cryptocurrency. That's where my opinion comes in, i don't think it will be the future, but it'll be there hand in hand with fiat just like what's happening now.
Well, i'm still open for the possibilities to come.