As for me personally I prefer to invest 50% of my money into new and prospective altcoins. And another 50% I keep and waiting for best time to invest, when's the price will be low. It is my personal structure of learning.
As for me, this is one of the best decisions. I always invest in altcoins as I know the cryptocurrency will live for a very long time. The crisis will be finished, and we all will start to get our profits.