Im on the newer side to crypto, just want to say that first.
Tether always stays between .99 and 1.01. How, I dont know. With it never really changing in price, why not convert your cryptos to tether to avoid losses when the market is crashing?
Convert your cryptos into tether, this is just like keeping your money in the bank. It will die because you do not get any profit. Cryptos yields better returns if we know how to use it.
You'll just convert some and not all but still not a good idea because you're like selling at loss and it can't change the value of your coin. However, what I do is I convert it to tether when the price had pump and when it dump I use tether to buy back. Which is more likely effective to me so far.