Based on what I researched and observe in the past months, people are afraid of investing and reinvesting because of bitcoin high volatility, it goes up too much and goes down too much.
Indeed, one of the factors thats making every person afraid is the price of bitcoin; it is not that stable, it is continuously falling today, theres no assurance if it will get high again.
Too much turbulent information and a volatile market is what brings fear to the investor. Bitcoin is down and many bad news about it is still appearing everyday. That affects the decisions and predictions of those who want to invest. Look at the potential and what it has done, it will soon return to price.