So you're saying that if I would not apply for any tax-refunds I'm a winner? 
I think we're getting a language gap here. You seem to be interpreting "refunds" as either credits or deductions.
By refund, we mean getting money back when you file your taxes, because you've had too much taken off your paycheques.
Remember people, tax refunds are a bad thing. It means you gave the government a free loan all year.
The "free loan" seems to be a weird American thing. I get 3-4% APR, compounded monthly, on overpaid taxes. Not bad for a secure, short-term investment. Beats the hell out of a GIC or my savings account.