Government won't allow it to happen. Pure and simple. AKA China/India and soon to follow others.
If government gets in the way of the world, side with the world.
The majority of people DGAF about bitcoin and it honestly does very little to help the average person(besides confuse them).
To the normal person who is scared of new things, they will never use it. EVER.
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, its the only thing that ever has."