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This is kinda unfair.I wish the companies,who offer bitcoin loans to include something like a discount agreement attached to the loan contract.For example,if I borrow a 1 BTC loan and the bitcoin price increases by 50% I will payback 0.5 BTC+the loan interest rate.This will boost bitcoin adoption for sure.
you are getting a loan in "Bitcoin" not in "fiat" so why should you pay it back based on its fiat value? also would you pay back 2
BTC+interest if the price fell down 50%? since it can go both ways.
in my opinion, like any loan you should only consider how much you took in
BTC not in fiat and then pay back that in
BTC and that is completely fair. besides people usually take these loans to trade with so they are making profit on the bitcoin they took and in the future price will be a lot more stable so all this wouldn't matter.