There are some factors:
and many more.
Fiver years aren't enough for this kind of change. Trust me.
- Government are against it because of its decentralized nature.
- Some people particularly, non technical savvy people, are resistant to new technologies like this. They will, somehow hate bitcoin for its too technical for them
- Businesses and industries, particularly banks will be disrupted once it is widely used. So they will be against it.
and many more.
Fiver years aren't enough for this kind of change. Trust me.
Couldn't agree with you more!
Some people don't feel like using even credit cards
What about the developing nations where there's almost no Internet access? This transition will take quite a while, but sooner or later, we'll get used to it. It's inevitable.