You are a mod on a post with little expertise or insight into financial markets or financial regulation in the EU. Just having Maltese regulation - which hasn't even happened and is still in the consultation stage - is focused on gaming to start with and as a member of the ECB framework for banking Malta will still have to adhere to ECB regulation of crypto-currencies (please go ahead and deny it and i will point you to your OWN white-paper that states Palladium MUST receive ECB approval). Then lets just google ECB and crypto in the last month - completely independent of me and you will see and anyone can independently get that awareness of the ECB policy towards crypto. Perhaps you can tell me that you can predict the future and tell me when the ECB will create a regulatory financial license for crypto? No you can't and neither can Palladium so asking people for money with such a HUGE exposure on the legal framework is irresponsible and the ECB will see this dimly, i believe. Regular banks don't do an IPO BEFORE they get a license to trade! That's insane.

I mean lets look at Unikrn Gold. You, as an investor, invested in a coin for playing tournament gaming and now you are told "hey we are going into banking". I don't have to polish this turd for anyone with common sense to see that its a shill attempt to kick the Unikrn bucket down the road. Unikorn has made NO money and is burning it fast on operations.