what would you do if you had so much debt and that your income was not enough to repay your debt installment?
how will you deal with it?
how to solve it?
I'll make another loan and borrow from anyone else that is willing to give me a chance. Pick the best option where there is a low interest rate or has no interest at all. You can also solve it by leaving the place so that that person you owe money so much can't find you ever again.