I will choose litecoin over ripple. I know that ripple at the month of January increases while the other altcoins are dropping, but for me, it's just the strategy of ripple to attract other people to invest with it. If you only observe the ripple movements today, the value of it actually dropped. One more thing is that ripple is a decentralize altcoin which made me decide not to invest with it. You cannot trust centralized coin like centralize bank and government