Your credit system works absolutely differently than I've seen before. And the service looks more profitable. Tell me, is it possible to repay the collateral using conventional means (by bank transfer or card), if there is not enough money on the Goldbox account.
The peculiarity of loans through the Goldbox platform is that the user can not only choose the amount for daily payments on the loan and set deadline, but also you can pay off your deposit using your MasterCard.