Bitcoin is not the future of banking. Banking will be replaced as central banking, and private institutions like the federal reserve possess extreme power and have been aware of the extreme systemic failure that is our current financial system of FIAT money. Bitcoin is sound money and is not going anywhere. Look at the price right now, it's clobbering anything else that exists. Why? because the world thinks it's the best. I guess it is a long run in order for btc to replace money in transactions but I think it will happen soon or late if there won`t be a huge fall of it.