1. Determining your investment goals is certainly the first step you should take before actually allocating your money.
2. Will these returns help you reach your pre-determined financial goals / goals?

Connect also to the level of risk behind it. Does the level of risk match the potential benefits that can be obtained?
3. Some investors are allocating 100% of their assets to stock investments. There are investors who divide it like 50% to share investment and 50% to mutual fund.

There are also investors who divide it into more diverse investment instruments such as 40% to share investment, 30% to peer to peer lending, 20% to mutual funds and the remaining 10% to bonds.