Hi! Thanks for the interest to the project.

Yes, you are right! By choosing a credit card as a product, the client receives instructions for transferring the deposit to Cereal, and then within a few days can receive the card by courier delivery or at the offices of Cereal partners. The client has the right to freely dispose of credit funds and if needed to withdraw fiat money from the card at ATMs or branches of financial organizations that are Cereal partners. The line of credit by means of credit cards is revolving, which means that the client can operate the loan with minimum monthly payments and reuse the repaid credit limit.

Best,
Cereal Team.