Savings for the future should be planned wisely, because tomorrow will be better if we are financially prepared and stress free. Reserved savings could be subdivided too and place some for investment that has a potential of multiplying your hard earned money. Personally i will do that, save some and invest some of it.
your lifestyle is good. you think of current needs and design for future needs. you are planning a better future. i think same also. we must discipline manage expenses so as not to regret later