What makes you rich is how you manage money: always spend less than you earn, invest wisely and diversify. That way you will be rich.
I agree with you. The ability to manage money makes a person rich. If you win a lottery money, but do not have financial literacy then you can soon become a beggar again.
although we have much money but we have no any skill to manage it, we will become be poor man again.spending for useless need will be our routine.