To me the answer is No. Money alone doesn't make an individual rich. A lot of people go to work everyday, working for money and making more money, but fail to become richer. Ironically, many only grow deeper in debt.we have all heard stories of lottery winners who are instantly poor again. Also there are cases of real estate going into foreclosure instead of making homeowners richer. We all know of persons who have lost money investing in the stock market. Maybe you are one of those individuals who have lost money investing on cryptocurrency,Bitcoin to be precise. Even investing in gold(real money) can cost the investor money
For all intents and purposes, it is not business, estates, stocks, bitcoin (crypto currency) or money that makes a person rich. It is information, wisdom, knowledge that makes one wealthy.
I agree with you, if a person aspires to personal and spiritual development and he is good at it then he loses interest in money and especially to various kinds of adventures which sometimes we have to go in order to earn a couple of dollars. But, in any case, such a man can earn enough money for the life that he chose, and he feels himself really rich, i know such people and i like them.