Ripple is trading at $0.48, following the loss of 6% on the daily basis. One expert alerts that Ripple is not a cryptocurrency and could skip the regulation that propels Bitcoin & Ethereum on to the better things.
I have heard many of negative reviews on Ripple last days, but what I can say that you are still able to earn money from investing in it, so in my humble opinion you should not be concerned so much about ripple being a currency or not.