Maybe you're right in some cases, since poor people and rich both are belongs to human being. The reason is poor people don't want to do hard work while rich people work day and night and make money the only difference is they're not ready to do work we can't call them stupid but it may call laziness
It's correct. Exactly. I think so. Ignorance or poverty also depends on many factors. It may be that poor people refuse to work just to enjoy the pleasures of life leading to poverty. It is possible that many factors lead to poverty. However, in my opinion, they do not work to become rich by themselves. And fear, not completely, is ignorant.