Hi icofit - of course not! Whilst we don't require traditional documentation we still do intense checks on those requesting loans. We have both Credit Evaluators and Identity Verifiers as part of the LendLedger network. Take a look at our Technical Paper - https://lendledger.io/images/LendLedger_TechPaper.pdf?pdf=LendLedger%20Tech%20Paper to find out more.