Indeed, the team behind this project have done their home work before announcing but I still have a question that I want the team to answer. I personally was attracted to your project because of this sentence

     "Cryptov8 will remove barriers to use and incentivise early adoption by rewarding cryptocurrency holders in a similar way to fiat (currency that is declared by governments as legal tender)"
My question is this: Do you think you can beat conventional banking with your system? If yes, explain how.
Thanks